Extended Health Benefits

Your UBC Extended Health Plan will reimburse you and your eligible dependents for the cost of many health-care services that are not covered by BC’s Medical Services Plan. Depending on your employee group, you will be reimbursed for some or all of the costs of:

  • Prescription drugs that are prescribed by a physician or dentist and obtained from a pharmacist.
  • Services from registered psychologists/clinical counsellors, massage therapists, physiotherapists, chiropractors, acupuncturists and other paramedical practitioners.
  • Vision care, including the cost of prescription contact lenses or eyeglasses (to a specified maximum).
  • Medically necessary equipment ordered by a doctor, such as a wheelchair, hearing aids, custom-made orthopaedic shoes and orthotic inserts.
  • Emergency medical care while travelling out of province.
  • Medically necessary services, such as a private or semi-private hospital room, private duty nursing and ambulance services.

If you want to receive Extended Health Plan benefits, you need to meet the eligibility requirements and enrol in the plan. There is no cost to you, as UBC pays the monthly premiums associated with this plan. (Sessional Lecturers working less than 50% FTE or in an appointment of four months or less pay half of the monthly premiums for Extended Health Plan benefits.)

Am I eligible?

To be eligible to enrol in UBC’s Extended Health Plan, you must also be eligible for and enrolled in a Canadian public health plan (such as BC’s Medical Services Plan (MSP)) through another employer or with Health Insurance BC directly).

If you are new to Canada, you must satisfy the MSP “statutory waiting period” (consisting of the balance of the month of arrival, plus two full months) before you can enrol in the Extended Health Plan. The only exception is if you are enrolled in Sun Life’s Inpatriate Plan during the MSP waiting period. In this case, you do not need to wait to be enrolled in the MSP before you can enrol in the Extended Health Plan. Learn more about arranging for private coverage during the MSP waiting period.

If you are arriving in BC from another Canadian province, you must also satisfy the MSP “statutory waiting period” consisting of the balance of the month of arrival, plus two full months. However, during the waiting period you will be covered for medically necessary physician and hospital services by your former provincial plan. For example, if you arrive in BC from Ontario, you are covered by the Ontario Health Insurance Plan (OHIP) during the MSP waiting period). You can enrol in the Extended Health Plan before your MSP coverage becomes effective.

How much will I be reimbursed for my eligible expenses?

Please see the pages for your employee group for detailed information about reimbursement levels for each health-care service covered by the plan.

When does my coverage begin and end?

See Benefit Coverage Start and End Dates for details on when your coverage begins and ends.

Are my dependents covered?

Your spouse and your children may be eligible to receive coverage under your extended health benefits. Learn more about whether your spouse or children are considered dependents.

If you require proof that your dependent is covered under the UBC Extended Health Plan, please email us at benefitsinfo@hr.ubc.ca.

How do I make a claim?

Please visit Claims for detailed instructions on how to submit a claim.

For more information

The outline above is a descriptive summary of the plan and is not a contract. All terms and conditions are governed by Contract Number 025205 with Sun Life Assurance Company of Canada. In the event of a discrepancy, benefits will be paid according to the official document and applicable legislation.

For complete details about your Extended Health Plan, refer to the Sun Life benefits booklet for your employee group.