Medical Services Plan

In This Issue…

In This Issue…

 

Hello RSB plan members! In this winter edition of Viewpoints, we bring you several important articles and reminders, including:

Changes to Group MSP Administration

As we mentioned in previous Viewpoints, the Feb. 2018 BC Budget announced that effective Jan. 1, 2020, all BC residents who meet the eligibility requirements will no longer have to pay monthly Medical Services Plan (MSP) premiums. Because of this, UBC will no longer need to administer a Group MSP plan effective Dec. 31, 2019. Once this occurs, Health Insurance BC will automatically enrol you and your eligible dependents under your own MSP account. No action is needed on your part.

Even though you don’t need to pay MSP premiums, you are responsible for making sure the information that MSP has on file is up-to-date. For example, you must notify MSP with any address or name changes.

Please refer to the MSP Information Bulletin that was enclosed with your Winter Viewpoints newsletter. If you have questions about your MSP account, please contact their office directly:

  • Lower Mainland: 604-683-7151
  • Elsewhere in BC (toll-free): 1-800 663-7100

We wish you all the best for the rest of 2019 and happy holidays!

Medical Services Plan Updates

The Medical Services Plan (MSP) is the provincial government program that covers medically-required services provided by physicians and supplementary healthcare practitioners, laboratory services and diagnostic procedures.

Please note the following MSP updates:

  • Effective Jan. 1, 2019, there will be no MSP premium rate changes. (Note: No MSP premiums are charged for dependent children. To be considered as a dependent child, they must be under the age of 19, or between the ages of 19-25 attending school full time.)
  • Beginning Jan. 1, 2019, employers such as UBC will pay an Employer’s Health Tax (EHT) to allow for full elimination of MSP premiums. BC Residents will still be required to pay MSP premiums for the 2019 calendar year.
  • Beginning Jan. 1, 2020, all BC residents will no longer be required to pay monthly MSP premiums. Employers will continue to pay the Employer’s Health Tax (EHT).
MSP Rates Monthly Premiums Effective Jan. 1, 2019
One Adult $37.50
Two Adults $75.00

 

MSP Premium Update for 2019 and 2020

In the Feb. 2018 BC Budget announcement, the Finance Minister announced the following changes to Medical Services Plan (MSP) premiums:

  • Beginning Jan. 1, 2019, employers such as UBC will pay an Employer’s Health Tax (EHT) to allow for the full elimination of MSP premiums. BC residents will still be required to pay MSP premiums for the 2019 calendar year.
  • Beginning Jan. 1, 2020, all BC residents will no longer be required to pay monthly MSP premiums. Employers will continue to pay the EHT.

More info about these changes will be provided prior to their implementation dates.

Medical Services Plan Rate Changes

The Medical Services Plan (MSP) is the BC provincial government program that covers medically required services provided by physicians and supplementary health care practitioners, laboratory services and diagnostic procedures. In the fall, the BC Ministry of Health announced an updated calculation of MSP rates.

Effective January 1, 2018, current rates for MSP premiums will be reduced by 50% for all residents of British Columbia. There is no need to apply for this reduction as premium amounts will be automatically adjusted. The new MSP premium rate for one adult (with or without children) will be $37.50 per month and the premium rate for two adults (with or without children) will be $75.00 per
month.

Reminder: There are no MSP premiums charged for dependent children (under the age of 19 or between the ages of 19-25 if they are considered a full-time student).

 MSP Rates 2017 Monthly Premiums Monthly Premiums
Effective Jan. 1, 2018
One Adult $75.00 $37.50
Two Adults $150.00 $75.00

MSP Premium Assistance Program Rate Changes

The Medical Services Plan (MSP) threshold for those who are eligible for Premium Assistance continues to be available for those with a household combined adjusted net income of $42,000 or less. Full Regular Premium Assistance will be available to those whose adjusted net income is $26,000 or less. This is a $2,000 increase from the current $24,000. All other current rates for MSP Premium Assistance will be reduced by 50%.

If you believe you are eligible for Premium Assistance, you can apply by completing the MSP Application for Regular Premium Assistance form.

Please contact Janet McHugh at 604-822-4580 or janet.mchugh@ubc.ca if you need a form to be sent to you instead. If you are paying your MSP premiums through the RSB Plan, your Regular Premium Assistance form will need to be signed by Janet McHugh prior to being sent to Health Insurance BC for processing. Please send your completed form to:

Janet McHugh
600 – 6190 Agronomy Road
Vancouver, BC V6T 1Z3

Medical Services Plan (MSP) Rate Changes

The Medical Services Plan (MSP) is the provincial government program that covers medically required services provided by physicians and supplementary healthcare practitioners, laboratory services and diagnostic procedures. Recently, the British Columbia Ministry of Health has announced that the calculation of MSP rates has been updated.

Effective January 1, 2017, MSP monthly premiums will be assessed based on the number of adults covered. The MSP premium rate for one adult (with or without children) will be $75.00 per month and the premium rate for two adults (with or without children) will be twice the amount of the single adult rate at $150.00 per month.

Current Rate Structure and Premium Rate Structure and Premium
Effective January 1, 2017
Single

(1 individual)

$75.00 1 Adult $75.00
Couple

(2 or more individuals)

$136.00 1 Adult & 1 Child $75.00
2 Adults $150.00
Family

(3 or more individuals)

$150.00 1 Adult & 2 or more Children $75.00
2 Adults & 1 or more Child $150.00