Sun Life Rate Changes

Each year, the Sun Life Extended Health and Dental Care plans are reviewed with UBC’s Benefits
Consultants to determine the appropriate premium rates to support claim costs expected for
the upcoming year.

The following tables outline the required rate adjustments to the Extended Health and Dental
Care plans, effective January 1, 2017. The renewal rates are based on analyzing 12 months of
past claims experience (July 1, 2015 – June 30, 2016) while incorporating ongoing inflation.

Dental Plan Current 2016 Monthly Rates New 2017 Monthly Rates
Effective Jan. 1, 2017
Adjustment
Single $42.42 $45.81 + 8.0%
Couple $85.10 $91.91 + 8.0%
Family $126.17 $136.26 + 8.0%
Extended Health Plan Current 2016 Monthly Rates New 2017 Monthly Rates
Effective Jan. 1, 2017
Adjustment
Plan 1 (LTM* $15,000)
Single $51.89 $60.19 + 16.0%
Couple $103.79 $120.40 + 16.0%
Family $103.79 $120.40 + 16.0%
Plan 2 (LTM* $50,000)
Single $100.93 $92.48 – 8.5%
Couple $203.87 $186.81 – 8.5%
Family $203.87 $186.81 – 8.5%
Plan 3 (LTM* $200,000)
Single $70.02 $63.75 – 9.1%
Couple $140.07 $127.53 – 9.1%
Family $140.07 $127.53 – 9.1%

* LTM – Lifetime Maximum