Changes to Extended Health Deductible, Paramedical Practitioner Maximum and Addition of Health Spending Account – Effective Jan. 1, 2016 (Dec. 3, 2015)

Memorandum
Date: December 3, 2015
From: UBC Human Resources and CUPE 2950
To:   CUPE 2950 Employees who are Enrolled in the Extended Health Plan
Subject: Changes to Extended Health Deductible, Paramedical Practitioner Maximum and Addition of Health Spending Account – Effective January 1, 2016


Your Extended Health benefits plan assists in reimbursing for specified medical services.

As a result of the last round of collective bargaining between the University and CUPE 2950 there will be changes to your Extended Health annual deductible, coverage for certain paramedical practitioners and the addition of a new benefit called the Health Spending Account (HSA).

These changes will take effect on January 1, 2016: 

Extended Health 2015 Change Effective Jan. 1, 2016
Deductible $25 per single or family, per year

Applies to all eligible expenses, with the exception of out-of-country.

Deductible applies to prescription drugs only and the amount is equal to the Pharmacist’s dispensing fee.

Dispensing fee is the Pharmacist’s cost to fill a prescription. It is up to each Pharmacy to determine this amount, and it can range from $4 – 13.

When Sun Life calculates your reimbursement, they will remove the dispensing fee from the “eligible amount” and apply the percentage (85% for PharmaCare drugs and 70% for non-PharmaCare drugs).

While it is more economical for you to purchase your prescriptions at a Pharmacy with lower dispensing fees, the choice is up to you.

For a list of current dispensing fees, please visit: http://www.hr.ubc.ca/benefits/files/BC-Pharmacy-Average-Dispensing-Fee-.pdf.

Paramedical practitioner maximum Licensed speech therapist, acupuncturist, chiropractor, naturopath, homeopath, podiatrist, chiropodist, osteopath, dietician, audiologist or occupational therapist: combined maximum of $600/year

Massage therapy and physiotherapy maximum: $750/year

Licensed speech therapist, acupuncturist, chiropractor, naturopath, homeopath, podiatrist, chiropodist, osteopath, dietician, audiologist or occupational therapist: combined maximum of $500/year

 

 

Massage therapy and physiotherapy maximum: $500/year

NEW Benefit

Health Spending Account

Not available Starting Jan. 1, 2016 and every Jan. 1st thereafter, you will have access to a Health Spending Account containing $125 in credits that can be used to reimburse medical and dental expenses over and above what may have been paid by the UBC Extended Health and Dental Care benefits program, after coordinating with a spouse’s plan (if applicable).

Sun Life will administer this account and you can check your credit balance by logging in to the Sun Life Plan Member services website or calling 1.800.361.6212 starting Jan. 6, 2016.  Expenses incurred prior to Jan. 1, 2016 are ineligible for reimbursement.

For more information on the Health Spending Account and how to make claims, please visit: http://www.hr.ubc.ca/benefits/health-spending-account/cupe-2950/.

NEW

Extended Health and Dental Claim Form

Regular claim form

Sun Life Extended Health

Sun Life Dental

Combined claim form

Sun Life Extended Health + HSA

Sun Life Dental + HSA

For Additional Information

For more information about the CUPE 2950 Extended Health plan and Health Spending Account, please visit the following web pages:

To learn more about the changes, please join us for a short presentation with an opportunity for questions and answers:

Date:  January 12, 2016
Time: 12:00 – 1:00pm
Building: Woodward Instructional Resource Centre
Room: Room 5
Address: 2194 Health Sciences Mall
Presenter: Stephanie Mah, UBC Benefits Specialist
Registration required: RSVP Online

If you have any questions, please contact Stephanie Mah at 604-822-6823 or stephanie.mah@ubc.ca.