Memo: 2017 Disability Benefit Plan (DBP) Premium Rate for Other Group (Dec. 1, 2016)

Date: Dec. 1, 2016
From: UBC Human Resources and “Other” DBP Advisory Committee
To: Employees Enrolled in the Disability Benefit Plan (DBP) for the Group called “Other” (which includes IUOE Local 882, BCGEU Child Care, BCGEU Okanagan, and Non-Union Employees)
Subject: 2017 Disability Benefit Plan (DBP) Premium Rate for Other Group

The long-term disability plan for eligible members is called the Disability Benefit Plan (DBP).  This is a mandatory, employee-paid plan that provides a monthly income after a six-month waiting period for those who meet the definition of total disability under the plan. This plan is administered by Sun Life, with oversight from an Advisory Committee. Premiums for this plan are deducted from each of your pay cheques.

The premium rate is reconsidered every January 1st, and takes into consideration the number of claims during the most recent few years, membership demographic data, and potential future claims. The DBP premium rate is proposed by the Insurer (Sun Life), and reviewed by the University’s Benefits Consultant (Mercer). An Advisory Committee that includes representatives of your employment group and the University review and approve the final rate that is recommended by the Consultant.

As a result of the review, the 2017 DBP premium rate for your group (which is called “Other”) will be 0.608% of earnings. There is no change from the 2016 rate of 0.608%. For monthly employees the new premium rate will be reflected on January 15, 2017 pay cheques. For hourly employees, the new premium rate will be reflected on the January 23, 2017 pay cheque.

The DBP rate for your group has remained relatively stable over the years. Here’s the history of premium rates as a percentage of earnings:

  • 2011: 0.842%
  • 2012: 0.867%
  • 2013: 0.867%
  • 2014: 0.676%
  • 2015: 0.676%
  • 2016: 0.608%
  • 2017: 0.608%

The DBP Advisory Committee will continue to regularly review the disability plan to ensure that it meets the needs of plan members, and that premium rates remain fair and financially competitive.

For Additional Information

For more information about the DBP plan for the group called “Other”, please visit the following web page:

If you have any questions, please contact Stephanie Mah at 604-822-6823 or