Memo: 2020 Disability Benefit Plan premium rate change for CUPE 116 (Dec. 4, 2019)

Date: Dec. 4, 2019
To: CUPE 116 employees enrolled in the Disability Benefit Plan (DBP)
From: UBC Human Resources and CUPE 116
Subject: 2020 Disability Benefit Plan premium rate change for CUPE 116

The UBC Disability Benefit Plan (DBP) for eligible CUPE 116 members is a mandatory, employee-paid plan that provides a monthly income for those who meet the definition of total disability under the plan. The DBP is administered by Sun Life, with oversight from CUPE 116 and UBC.

The financial experience and premium rate are reviewed annually and considers the number of claims during the most recent five years, the group’s demographics and potential future claims. The DBP premium rate proposed by the Insurer (Sun Life) is reviewed by UBC’s benefits consultants (Willis Towers Watson). A governance committee that includes members of CUPE 116 and the university review and approve the final rate recommended by the consultant.

In 2020, the DBP premium rate will increase from 1.073% to 1.148% of earnings. The new premium rate will be implemented on the first pay cheque after January 1st.

Over the past five years, the DBP premium rate has reduced on an overall basis:

  • 2016: 1.474%
  • 2017: 1.445%
  • 2018: 1.142%
  • 2019: 1.073%
  • 2020: 1.148%

The CUPE 116 DBP Governance Committee continues to regularly review the disability plan to ensure that it meets the needs of plan members and that premium rates remain fair and financially competitive.

For additional information

For more information about the CUPE 116 DBP, please visit: CUPE 116 Disability Benefits Plan.

If you have any questions, please email