Summer vacation plans are right around the corner. Before you leave, there are several things you should know about your health and welfare benefits coverage through UBC, including what documentation to take with you and what to do in the event of a medical emergency. It is important to plan ahead and understand the associated risks when travelling to other parts of the world, so that you can prepare for events that may occur.
What is my coverage while travelling outside of BC or Canada?
Coverage for medical expenses outside of BC or Canada depends on the expense.
- Medically necessary expenses that are typically covered by the Medical Services Plan of BC (MSP), such as services and supplies while in hospital, semi-private hospital room and out-patient and physician’s services are covered in the event of an emergency only, if incurred outside of BC or Canada. These services are not covered in non-emergency situations.
- Expenses incurred outside BC or Canada that are typically covered by UBC’s extended health plan with Sun Life (e.g., prescription drug medical equipment and supplies (out-patient), paramedical services, and vision care benefits) are also covered in the event of a medical emergency and non-emergency, subject to the conditions outlined in your plan. Payment for these expenses will be limited to the reasonable and customary charge within BC, and in Canadian funds.
- Eligible expenses are covered at 100% less the deductible, up to your overall extended health lifetime maximum. Your overall extended health lifetime maximum at any point in time is $1,000,000 less any amount Sun Life has reimbursed since you were enrolled in the plan. To determine the extended health plan balance for you and/or each of your covered dependents, contact Sun Life at 1-800-361-6212 or 1-800-661-7334.
- You are covered for a period of 365 days of absence per trip. If you are hospitalized during this period as a result of a medical emergency, in-patient services are covered for up to 90 days.
For More Information
For more details on travel benefits at UBC, please visit UBC’s Travel Benefits website. If you have further questions after reviewing the information, please contact Stephanie Mah at 604-822-6823 or firstname.lastname@example.org. Alternatively, contact Sun Life directly at 1-800-361-6212 or 1-800-661-7334.
Attend Understanding Your Travel Benefits on June 26, 2014, 12:00 – 1:00pm at the UBC point Grey location to learn about your coverage and what to do in a medical emergency while travelling. To register or for more information, click here.