Benefits on Maternity, Parental and Adoptive Leave: BCGEU Childcare

While on maternity, parental or adoptive leave, you may elect to either keep or cancel your benefits (Medical Services Plan, Extended Health, Dental Care, Employee and Family Assistance Program, Basic Group Life, Optional Life/AD&D and Disabilty Benefit Plan).

Keeping your benefits

While on leave, you have the option to maintain some or all your benefits.  During your leave, UBC will continue to pay the employer portion of your benefits premiums.  Should you wish to maintain your benefits, you will be responsible for paying the employee portion – the amounts that would normally be deducted from your paycheque.

Benefits premiums

Financial Services will send you an invoice – you can select what benefits you wish to maintain at this time. The Benefits Cost Calculator can tell you what it will cost you to maintain your benefits while on leave.

Canceling your benefits

You may also choose to cancel some or all of your benefits while on leave.  If you take this option, some of your benefits will be automatically reinstated, while you will have to re-apply for others.

Re-apply for benefits

Medical Services Plan (MSP):
If you elect not to maintain your MSP coverage through UBC, you must pay MSP directly or ensure that you have coverage through a spouse or partner’s plan.  Upon your return to work from leave, should you wish to re-enroll in MSP through UBC, you must complete an enrolment form.

Optional Life Insurance, Optional Accidental Death & Dismemberment:
If you elect not to maintain any of these and then later wish to rejoin, you will need to re-apply for coverage, submitting a health questionnaire and a medical examination may be necessary at your own expense.

Automatically reinstated

Extended Health, Dental Care, Employee & Family Assistance Program (EFAP) and Basic Group Life Insurance: If you elect not to maintain these benefits, they will be automatically reinstated the first day of the month on or after the date you return to work from leave.

Disability Benefit Plan: If you elect not to maintain this benefit, it will be automatically reinstated on the date you return to work from leave.