What’s My Coverage for Paramedical Practitioners?

A paramedical practitioner is a healthcare professional who provides health services not covered under our public health insurance plan. (In BC, this is the Medical Services Plan.)

In this article, we list the paramedical practitioners that are covered under UBC’s Extended Health plan which is administered by Sun Life. The required qualifications for each practitioner are listed along with coverage. But first, consider the following scenario:

A UBC Management & Professional employee’s child was referred by their family physician to see a Speech Therapist. What is the coverage?

As long as the Speech Therapist meets the acceptable qualification/designation below (i.e. Certified Speech Language Pathologist, Registered Speech Language Pathologist, Speech Language Pathologist or Masters in Speech Therapy and Audiology) and is registered with the College of Speech and Hearing Health Professionals of BC, reimbursement will be 80% of the reasonable and customary charge for services (i.e. $125/hour for Speech Therapist), up to the annual maximum of $600/year for all practitioners that are combined with Speech Therapists.

List of Paramedical Practitioners (in alphabetical order):

Acupuncturist

Practitioner: Acupuncturist

Acceptable Qualifications/Designations:

  • M.D. (Medical Doctor)
  • D.Ac. (Doctor of Acupuncture)
  • R.Ac. (Registered Acupuncturist)
  • DTCM (Doctor of Traditional Chinese Medicine)
  • TCMD (Traditional Chinese Medicine Doctor)
  • R.TCM.P. (Registered TCM Practitioner)
  • R.TCM.H. (Registered TCM Herbalist)
  • RAP (Registered Acupuncture Practitioner)
  • RAHP (Registered Acupuncture Health Practitioner)

Regulatory Body: College of Traditional Chinese Medicine Practitioners & Acupuncturists of British Columbia

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $100/visit


Audiologist

Practitioner: Audiologist

Acceptable Qualifications/Designations: Aud (C) (Audiologist)

Regulatory Body: College of Speech and Hearing Health Professionals of BC

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $125/hour


Chiropractor

Practitioner: Chiropractor

Acceptable Qualifications/Designations: D.C. (Doctor of Chiropractic)

Regulatory Body: British Columbia Chiropractors College and Association

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $135 initial visit; $60 subsequent visit


Chiropodist

Practitioner: Chiropodist

Acceptable Qualifications/Designations:

  • D.Pod.MD.Ch (Diploma of Chiropody)
  • D.Ch (Diploma of Chiropody)
  • D.Pod.M.FRCH (Diploma of Chiropody)
  • S.R.CH (Chiropodist)

Regulatory Body: College of Podiatric Surgeons of British Columbia

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $100 initial visit; $110 subsequent visit


Counsellor

Practitioner: Counsellor

Acceptable Qualifications/Designations: RCC (Registered Clinical Counsellor)

Regulatory Body: BC Association of Clinical Counsellor

Reimbursement per person:

  • 100%
  • $2,500/year maximum combined for counsellors, psychologists or social workers

Reasonable and customary charge: $175/hour


Dietitian

Practitioner: Dietitian

Acceptable Qualifications/Designations:

  • R.P.Dt. (Registered Professional Dietitian)
  • R.D. (Registered Dietitian)
  • PDt (Professional Dietitian)
  • RDt (Registered Dietitian)
  • DtP (Registered Dietitian, French equivalent)

Regulatory Body: College of Dietitians of British Columbia

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $150/hour


Homeopath

Practitioner: Homeopath

Acceptable Qualifications/Designations: No official qualifications/designation for this profession

Regulatory Body: National United Professional Association of Trained Homeopaths of Canada

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $260/hour initial visit; $150/hour subsequent visit


Massage Therapist

Practitioner: Massage Therapist (doctor’s referral is required)

Acceptable Qualifications/Designations:

  • RMT (Registered Massage Therapist)
  • RM (Registered Masseuse)
  • CMT (Certified Massage Therapist)
  • MT (Massage Therapist)

Regulatory Body: College of Massage Therapists of British Columbia

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $750/year maximum combined for both massage therapists and physiotherapists (for CUPE 2950, $500/year maximum combined for both practitioners)

Reasonable and customary charge: $100/hour


Naturopath

Practitioner: Naturopath

Acceptable Qualifications/Designations: N.D. (Doctor of Naturopathic Medicine)

Regulatory Body: College of Naturopathic Physicians of British Columbia

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $275 initial visit; $155 subsequent visit


Occupational Therapist

Practitioner: Occupational Therapist

Acceptable Qualifications/Designations:

  • O.T. (Occupational Therapist)
  • O.T.R. (Occupational Therapist Registered)

Regulatory Body: College of Occupational Therapists of British Columbia

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $140/hour


Optomistrist

Practitioner: Optomistrist

Acceptable Qualifications/Designations:

  • DO/OD (Doctor of Optometry)
  • M.D. (Medical Doctor)

Reimbursement per person: Only covered if your Vision Care benefit covers eye exams. Refer to your Sun Life benefits booklet for coverage.

Reasonable and customary charge: $120/visit


Ophthalmologist

Practitioner: Ophthalmologist

Acceptable Qualifications/Designations:

  • OPTH (Ophthalmologist)
  • M.D. (Medical Doctor)

Reimbursement per person: Only covered if your Vision Care benefit covers eye exams. Refer to your Sun Life benefits booklet for coverage.

Reasonable and customary charge: $200/visit


Osteopath

Practitioner: Osteopath

Acceptable Qualifications/Designations:

  • D.O. (Doctor of Osteopathy)
  • D.O.M.P. (Diploma in Osteopathic Manual Practice)
  • DO(MP) (Doctor of Osteopathy, Medical Practitioner)
  • DOMTP (Diploma in Osteopathic Manual Theory and Practice)
  • DOM(TP) (Doctor of Osteopathy, Manual Theory and Practice)

Regulatory Body:

  • Royal College of Physicians and Surgeons of Canada
  • Osteopathy BC

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $120/visit


Physiotherapist

Practitioner: Physiotherapist

Acceptable Qualifications/Designations:

  • P.T. (Physiotherapist)
  • B.Sc. P.T. (Bachelor of Science in Physiotherapy)
  • R.P.H.T./R.P.T./D.P.T. (Registered Physiotherapist)

Regulatory Body: College of Physical Therapists of British Columbia

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $750/year maximum combined for both physiotherapists and massage therapists (for CUPE 2950, $500/year maximum combined for both practitioners)

Reasonable and customary charge: $135 initial visit; $80 subsequent visit


Podiatrist

Practitioner: Podiatrist

Acceptable Qualifications/Designations:

  • D.P.M. (Doctor of Podiatric Medicine)
  • D.Pod.M (Diploma in Podiatric Medicine)

Regulatory Body: College of Podiatric Surgeons of British Columbia

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $100 initial visit; $110 subsequent visit


Psychologist

Practitioner: Psychologist

Acceptable Qualifications/Designations:

  • Psych (Certified Psychologist)
  • Psych (Registered Psychologist)

Regulatory Body: College of Psychologists of British Columbia

Reimbursement per person:

  • 100%
  • $2,500/year maximum combined for counsellors, psychologists or social workers

Reasonable and customary charge: $200/hour


Social Worker

Practitioner: Social Worker

Acceptable Qualifications/Designations:

  • M.S.W. (Master of Social Work)
  • R.S.W. (Registered Social Worker)

Regulatory Body: Board of Registration for Social Workers (also known as British Columbia College of Social Workers)

Reimbursement per person:

  • 100%
  • $2,500/year maximum combined for counsellors, psychologists or social workers

Reasonable and customary charge: $175/hour


Speech Therapist

Practitioner: Speech Therapist

Acceptable Qualifications/Designations:

  • CSLP/SLP(C) (Certified Speech Language Pathologist)
  • R.SLP (Registered Speech Language Pathologist)
  • SLP (Speech Language Pathologist)
  • MOA (Masters in Speech Therapy and Audiology)

Regulatory Body: College of Speech and Hearing Health Professionals of BC

Reimbursement per person:

  • 80% (100% for BCGEU Childcare only)
  • $600/year maximum combined for acupuncturists, audiologists, chiropractors, chiropodists, dietitians, homeopaths, naturopaths, occupational therapists, osteopaths, podiatrists or speech therapists (for CUPE 2950, $500/year maximum combined for these practitioners)

Reasonable and customary charge: $125/hour


For more information about your coverage, how to make claims and/or how to coordinate benefits (if you are covered under more than one Extended Health plan), please refer to the Extended Health and Making a Claim sections of the UBC HR website or call Sun Life at 1-800-361-6212.